Loan program
Your write-offs shouldn't disqualify you from a home.
If you're self-employed, traditional lenders punish you for being good at taxes. Jessica specializes in non-QM loans that look at your actual income.
12–24 mo
Qualify with just 12 or 24 months of bank statements.
No returns
We never request a personal or business tax return.
1099 friendly
Programs built specifically for contractors and freelancers.
Who it's for
Is this the right fit?
- You're self-employed, a freelancer, or a 1099 contractor
- Your tax returns understate your true income
- You've been in business 2+ years
- You want flexible documentation
The process
From hello to keys.
01
Income review
We analyze your deposits to find qualifying income.
02
Loan match
Bank statement, 1099, or P&L — we pick the best fit.
03
Underwriting
Our team handles the unusual paperwork for you.
04
Close
Get your keys without bending your business.
Let's begin
Your keys are closer than you think.
Get pre-approved in minutes or book a free 15-minute free consultation. No pressure. No jargon.
