Loan program
A low down payment shouldn't mean a low experience.
FHA loans were built to help everyday buyers get into a home. Jessica makes the process feel just as premium as any other loan.
3.5% down
The lowest down payment on a government-backed loan.
580 FICO
Approvals available with credit scores starting at 580.
Gift funds OK
Down payment can come fully from a family gift.
Who it's for
Is this the right fit?
- You have a credit score of 580 or above
- Your down payment is between 3.5% and 10%
- You plan to live in the home (not a rental)
- You want flexible debt-to-income ratios
The process
From hello to keys.
01
Pre-approval
Quick credit & income check to confirm eligibility.
02
Home search
Shop with a verified FHA pre-approval letter.
03
Appraisal
FHA appraiser confirms property meets standards.
04
Close
Sign, fund, move in.
Let's begin
Your keys are closer than you think.
Get pre-approved in minutes or book a free 15-minute free consultation. No pressure. No jargon.
