Loan program
Build your portfolio. Skip the W-2s.
DSCR (Debt Service Coverage Ratio) loans qualify you off the property's rental income — not your personal tax returns. Perfect for full-time investors and high-income earners.
No tax returns
Qualify off rental income, not personal income.
Unlimited units
No cap on number of investment properties.
LLC vesting
Hold properties in an LLC for asset protection.
Who it's for
Is this the right fit?
- You own (or want to own) Texas rental properties
- Your DSCR is 1.0 or higher
- You have a 20%+ down payment
- You want to scale without W-2 limitations
The process
From hello to keys.
01
Property analysis
We calculate the DSCR on your subject property.
02
Term sheet
Get a written quote within 48 hours.
03
Appraisal & rent schedule
Lender verifies rental income potential.
04
Close & cash flow
Fund in 21–30 days and start collecting rent.
Let's begin
Your keys are closer than you think.
Get pre-approved in minutes or book a free 15-minute free consultation. No pressure. No jargon.
