Loan program
The classic loan, done right.
Conventional loans are the most popular path to homeownership — and when your file is strong, they're hard to beat on rate and flexibility. Jessica tailors the structure to fit your goals.
3% down
First-time buyers can qualify with as little as 3% down.
No PMI options
Put 20% down or restructure to avoid mortgage insurance.
Up to $766k
Conforming loan limits for 2025 — higher in select counties.
Who it's for
Is this the right fit?
- You have a credit score of 620 or higher
- You can put down between 3% and 20%
- You have steady W-2 or documented income
- You want flexible term options (10, 15, 20, 30-year)
The process
From hello to keys.
01
Pre-approval
Full credit, income, and asset review to lock your buying power.
02
Home search
Shop confidently with a verified pre-approval letter in hand.
03
Underwriting
Clean docs, clear timeline — we keep your file moving.
04
Close
Sign, fund, get the keys.
Let's begin
Your keys are closer than you think.
Get pre-approved in minutes or book a free 15-minute consultation. No pressure. No jargon.
