Loan Options for Investors

 Unlock the potential of real estate investing with our Debt Service Coverage Ratio (DSCR) loans—designed for seasoned and first-time investors alike. Whether you're expanding your rental portfolio or financing a single asset, our flexible loan programs help you maximize cash flow and returns.

✅ Interest-Only  – Flexible terms with fixed initial interest-only payment options
✅ 30-Year Amortized Options – Long-term stability with competitive rates
✅ High Leverage Financing – Aggressive LTVs up to 90% on purchases (FICO 740)
✅ Reasonable Underwriting on Cash Flow – Focus on property income, not personal DTI
✅ No Tax Returns Required – Qualify based on rental income potential
✅ Fast & Streamlined Approval – Designed for investors needing quick closings

✔ Up to 90% LTV – Purchase loans for borrowers with a 740+ FICO
✔ Up to 75% LTV – Rate & Term Refinance and Cash-Out Refinance options available

🏡 Single-Family Residences (SFRs)
🏘 2-4 Unit Properties

🏢 5-50 Unit Multi-Family Properties
🏢 Condos & PUDs
🏠 Townhomes

• Minimum FICO Score: 660
• No Income Verification Required – Qualify based on property cash flow
• Competitive Rates & Terms
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Invest with confidence and secure high-leverage DSCR financing that fits your investment strategy. Contact us today to discuss your options and get a customized loan solution tailored to your needs.