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Professionalized Mortgage Services

512-481-2264

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    • Home
    • Self Employed
    • Investor
    • Purchase
    • Refinance
    • Sell Your Home
    • About
Professionalized Mortgage Services

512-481-2264

  • Home
  • Self Employed
  • Investor
  • Purchase
  • Refinance
  • Sell Your Home
  • About

Fixed-Rate FHA Loans

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Discover Our New Home Loan Options

FHA Mortgage Loans

FHA Loans: Government-Backed Financing

The government offers mortgage insurance to assist individuals in purchasing or refinancing their primary residences. The mortgage loan is provided by a lending institution, such as a mortgage company, bank, or savings and loan association, while the Department of Housing and Urban Development (HUD) insures the mortgage. In 2023, FHA Mortgage Insurance has been reduced, leading to a significant benefit for borrowers by lowering their monthly payment obligations. This reduction in insurance premiums contributes to more affordable homeownership opportunities.

FHA Loan Limits increase in 2024 to $524,225, making way for more homeowners to benefit from a FHA loan. 

FHA Home Loans

Moving into your new home.

FHA Homebuying

Refinance with FHA

FHA Homebuying

Qualify with just 3.5% down and credit scores as low as 580. Perfect for first-time buyers and those with limited credit.

No Credit FHA

Refinance with FHA

FHA Homebuying

No credit score? No problem. Use rental and utility history to qualify for an FHA loan and achieve your homeownership goals.

Home Sweat Home

Refinance with FHA

Refinance with FHA

Refinance with FHA

Streamlined FHA refinancing with no appraisal needed, for credit scores 620+. Suitable for various properties for quick access to funds.

Home Buyer Tips in TX

First-Time Homebuyer Guide

In this step-by-step guide, you’ll learn what it takes to buy your first home, from beginning to end. Whether it’s your first time in the real estate market or you’re an experienced homeowner who wants to brush up on your skills, this is everything you need to know about how to buy a house. Click Here to learn more. 

Home Ownership Costs

If you’re a first-time homebuyer, you’re probably already overwhelmed. You might think that a monthly payment along with your down payment is the bulk of the financial responsibilities you’re taking on. Click Here to learn more. 

Key Homebuying Terms

Every homebuyer should work to acquaint themselves with a certain set of essential terms surrounding the purchase of a home, and fortunately, many of the key aspects of this transaction are quite simple to understand. Purchasing a house is a complex feat, but these key terms don't have to be. Taking the time to understand these five crucial aspects of the home buying process can help make your experience much more pleasant and rewarding. Click Here to learn more 

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NMLS: 2139277

Lonhub Mortgage LLC NMLS: 2004009 / 1300 McGowen St, Houston, TX 77004

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