Save with Jessica — Texas Home Loan Experts!
Save with Jessica — Texas Home Loan Experts!

The government offers mortgage insurance to assist individuals in purchasing or refinancing their primary residences. The mortgage loan is provided by a lending institution, such as a mortgage company, bank, or savings and loan association, while the Department of Housing and Urban Development (HUD) insures the mortgage. In 2023, FHA Mortgage Insurance has been reduced, leading to a significant benefit for borrowers by lowering their monthly payment obligations. This reduction in insurance premiums contributes to more affordable homeownership opportunities.
FHA Loan Limits increase in 2024 to $524,225, making way for more homeowners to benefit from a FHA loan.

Qualify with just 3.5% down and credit scores as low as 580. Perfect for first-time buyers and those with limited credit.

No credit score? No problem. Use rental and utility history to qualify for an FHA loan and achieve your homeownership goals.

Streamlined FHA refinancing with no appraisal needed, for credit scores 620+. Suitable for various properties for quick access to funds.
In this step-by-step guide, you’ll learn what it takes to buy your first home, from beginning to end. Whether it’s your first time in the real estate market or you’re an experienced homeowner who wants to brush up on your skills, this is everything you need to know about how to buy a house. Click Here to learn more.
If you’re a first-time homebuyer, you’re probably already overwhelmed. You might think that a monthly payment along with your down payment is the bulk of the financial responsibilities you’re taking on. Click Here to learn more.
Every homebuyer should work to acquaint themselves with a certain set of essential terms surrounding the purchase of a home, and fortunately, many of the key aspects of this transaction are quite simple to understand. Purchasing a house is a complex feat, but these key terms don't have to be. Taking the time to understand these five crucial aspects of the home buying process can help make your experience much more pleasant and rewarding. Click Here to learn more
NMLS: 2139277
Lonhub Mortgage LLC NMLS: 2004009 / 1300 McGowen St, Houston, TX 77004